ICICI Bank has been one of the most prominent banks in India. It has a wide network of branches across the country providing financial support to many people. This year, ICICI Bank received three awards from Asian Banking and Finance, a Singapore-based finance magazine in the following categories: ‘India Domestic Trade Finance Bank of the Year’, ‘Technology & Operations Initiative of the Year, India’ and ‘India Domestic Foreign Exchange Bank of the Year’. It offers a lot of banking services including savings & current accounts, loan facilities, and investment options like fixed deposits, recurring deposits, stock investments, debit and credit cards, fund transfer systems, etc. In case you have any issue regarding transactions. You can seek support from their customer care service. You can call ICICI customer care number 1800 1080.
ICICI Bank has branches not only in India but also in other countries including the UK. In the same manner, in India, there are branches of banks which are based in other countries like Standard Chartered which is a UK bank. If there are any issues regarding the banking services of Standard Chartered Bank, customers can reach out to Standard Chartered Bank customer care number.
Since the bank has introduced various digital banking modes, customers can now transfer money just sitting at home or anywhere. Having said that, you might still want to make some transactions by visiting the bank. So, let’s see in detail all the means available to send money and the charges & limits each option has.
ICICI Bank IMPS Charges
ICICI Bank IMPS charges bank are set as follows on the basis of the amount of the transfer that is to be made.
- The charge for amount upto to Rs 1 lakh is Rs 5 (+GST)
- The charge for amount above Rs 1 lakh to Rs 5 lakhs: Rs 15 (+GST)
There are no IMPS charges when they carry out the transactions using digital banking portals like Internet banking or mobile banking. So, it is much better if you have access to internet banking or mobile banking portals. It will minimize your time, effort and money consumption.
You might be wondering what an IMPS fund transfer is. It is a real-time electronic funds transfer system in India which allows customers to transfer money instantly from one account to another. It stands for Immediate Payment System. You can initiate this type of transaction 24×7 throughout the year, including weekends and bank holidays, if the transfer is made online. It allows customers to transfer money with ease through mobile phones, internet banking, ATMs, or through bank branches. It can be even used for bill payments and merchant payments.
ICICI Bank IMPS limits
| Account Type | Transaction Type | Channel | Transaction Amount | Charges |
| Savings | Inward | – | – | Free |
| Savings | Outward | Mobile/Net Banking | Rs. 200,001 to Rs. 500,000 | Rs. 25 per transaction |
| Savings | Outward | Mobile/Net Banking | Above Rs. 500,000 | Rs. 50 per transaction |
| Current | Inward | – | – | Free |
| Current | Outward | Net Banking | Rs. 1 to 5 Lakhs | Rs. 25 per transaction |
| Current | Outward | Net Banking | Above Rs. 5 Lakhs | Rs. 50 per transaction |
ICICI bank NEFT charges
Digital Channels
No transaction charges are applied to NEFT/RTGS transfers initiated through digital banking methods, such as Internet Banking, iMobile app, and Pockets app.
Branch Transactions:
For NEFT transfers initiated at ICICI Bank branches, the following transaction charges apply:
| Transaction Charges | NEFT Amount | Fees + GST |
| Up to ₹ 10,000 | ₹ 2.25 | Applicable |
| Above ₹ 10,000 and up to ₹ 1 lakh | ₹ 4.75 | Applicable |
| Above ₹ 1 lakh and up to ₹ 2 lakh | ₹ 14.75 | Applicable |
| Above ₹ 2 lakh and up to ₹ 10 lakh | ₹ 24.75 | Applicable |
ICICI Bank NEFT Limit and timings
| Transaction Limits/Timing | Days | Time Slot | Minimum Transaction | Maximum Transaction |
| 01.00 hrs – 19.00 hrs | Monday to Friday | 01:00 hours to 19:00 hours | ₹ 1 | ₹ 10 lakh or ₹ 1 crore (based on customer segment) |
| 00.00 hrs – 01.00 hrs and 19.00 hrs – 00.00 hrs | Saturday, Sunday & RTGS Holidays | 00:00 hours to 01:00 hours and 19:00 hours to 00:00 hours | ₹ |
ICICI Bank RTGS charges and limits
Customers can initiate RTGS transaction during this given hours:
01:00 hrs – 19:00 hrs, 19:00 hrs – 00:00 hrs, and 00:00 hrs – 01:00 hrs, excluding 2nd and 4th Saturdays, Sundays, and Bank holidays.
The transaction limit is
Minimum – ₹2 lakh, Maximum – ₹10 lakh or ₹1 crore (based on customer segment). This is also applicable for NRIs.
The timing mentioned above is for online transactions through Internet banking or mobile banking. If you are thinking of visiting the bank for the transaction, check out this bank holiday list.
| Date | Day | Holiday |
| Jan 1 | Monday | New Year’s Day |
| Jan 15 | Monday | Makara Sankranti |
| Jan 17 | Wednesday | Guru Gobind Singh Jayanti |
| Jan 23 | Tuesday | Netaji Subhas Chandra Bose Jayanti |
| Jan 26 | Friday | Republic Day |
| Mar 8 | Friday | Maha Shivaratri |
| Mar 25 | Monday | Holi |
| Mar 29 | Friday | Good Friday |
| Apr 9 | Tuesday | Ugadi |
| Apr 10 | Wednesday | Idul Fitr |
| Apr 14 | Sunday | Dr Ambedkar Jayanti |
| Apr 17 | Wednesday | Ram Navami |
| Apr 21 | Sunday | Mahavir Jayanti |
| May 1 | Wednesday | May Day |
| May 10 | Friday | Maharshi Parasuram Jayanti |
| May 23 | Thursday | Buddha Purnima |
| Jun 17 | Monday | Bakrid / Eid al Adha |
| Jul 17 | Wednesday | Muharram |
| Aug 15 | Thursday | Independence Day |
| Aug 19 | Monday | Raksha Bandhan |
| Aug 26 | Monday | Janmashtami |
| Sep 7 | Saturday | Ganesh Chaturthi |
| Sep 16 | Monday | Eid e Milad |
| Oct 2 | Wednesday | Gandhi Jayanti |
| Oct 10 | Thursday | Maha Saptami |
| Oct 11 | Friday | Maha Ashtami |
| Oct 13 | Sunday | Vijaya Dashami |
| Oct 17 | Thursday | Maharishi Valmiki Jayanti |
| Oct 31 | Thursday | Deepavali |
| Nov 1 | Friday | Diwali |
| Nov 2 | Saturday | Deepavali Holiday |
| Nov 3 | Sunday | Bhai Dooj |
| Nov 15 | Friday | Guru Nanak Jayanti |
| Dec 25 | Wednesday | Christmas Day |
If you want to register yourself for Internet banking, follow the guidelines given below:
- Open the browser on your device and go to the official website of your bank.
- There will be an option for registration under the ‘Online Banking’ or ‘Login’ section.
- You have to enter some details like account number, card details, personal information, and the bank will send an OTP (One Time Password) to your registered mobile number for verification.
- After entering all those, set up a user ID and password. A strong password is suggested, it will be a combination of alphabets, numbers, and special characters for
- After registration, you can log in to your account using the newly created credentials.
- Most of the time the bank prompts users to set a security question and its answer to enable two-factor authentication, or link a registered device for extra security. Set something familiar to you as security questions and answers lest you should forget or get confused with it later. This is to help you recover your password.
